Thanks for the tip, Lauren. It definitly looks better. but when I saved it from a psd file to jpg it seemed as though it got a little flat looking (the jpg) - maybe its just me though.

Also wondering... when I am going along playing with the layers styles & I decide to do a color overlay its like it takes away my texture that I already applied. How can I change that? I suppose I could always change the color when I am done by adjusting the hue/saturation, but then what's the point of 'Color Overlay'.

Also when I go to do a pattern overlay it changes the color to what ever the pattern is - I guess maybe that's the difference between texture & pattern. I suppose again I could change it in Hue/saturation. Just me thinking out loud...

maybe these questions should have been saved for the forum?