DIP 7 & 9
Start by opening a new project>add shape>square>line
thickness-none>fill color-choose color.
Do the same thing again>choose a different fill
Highlight the layer you want torn
Go to effects>transparency>transparency brush
Choose a medium sized brush>hard edge>paint
Use quick, jerky movements to "tear" your
paper. Go back and smooth out any "strange" looking areas
with a smaller brush.
Then add a shadow to give it depth.
Effects>shadow>soft>adjust as you need.
You are finished!
Here you will see the torn paper with added filters.