Overlays are generally created in plain black, because that's
the greatest impact the scrapper could want them for. To change
this to suit your layout, try one of the following:
Open the png file, such as an overlay, but you may use this on
word art or other black layers as well. On your layers palette,
lock transparency by clicking the padlock.
Now use your fill bucket tool to click on the overlay. It only
recolors the opaque parts of the layer. Save it to be used later,
or work this way right on your layout.
In this next example, the page is not an overlay, but has a white
background with black and grey design. When you use the sliders
for hue and saturation, it does not easily change white and black,
only the grey shades. Use this to your advantage for a subtle
To color the black or white, you must convert it to grey by adjusting
the brightness, and possibly the contrast. For white, the brightness
will need to be in the negative numbers. For this black example,
I changed the brightness to 80. Watch your result window - the
darker the grey you get, the darker your colors will be adjustable
to, and vice versa.
Now use your color adjuster again, this time with results on
the grey, as opposed to how it worked on plain black or white.
A beautifully colored overlay, and you didn't have to "select"