It's easy to learn to use the Quick Clicks Templates and they always result in a beautiful layout. In Paint Shop Pro (version 8 shown here, but I did check it out in X as well) the first thing to do is to get all the template layers in one open psp file. This is Lauren's Rounded Edge Quick Click. She has the layers numbered lowest to highest. Open the bottom layer - she has "layer 1" as part of her filename. You can continue to open each layer, then copy all, then paste "as new layer" onto that one, for a full layered working PSP file. That will ensure the layers fall into place where the pieces are to lay. Or, what I do, is "browse" open the folder with all the layers, and drag them each onto my work area, like this:

The way I do it, the layers aren't lined up correctly. So, if you are one to keep your Script toolbar at the ready, click on each layer in your working file, and use the "center layer" script.

Either way you open all the png files, you will end up with a nice pretty working PSP file, and it is at this point you will want to save the file as a PSP file, so that you can come back and use it again later without assembling the parts all over again.

I started with this layer, although you can really work in any order you wish. Click on the eye next to the other layers to make them invisible.

It's time for some fun! Select your first rounded rectangle, using the wand tool with the settings "Replace (or add)", "RGB value" and a tolerance of 0. Then click on the layer in the first square you want to add a pattern or color to. Using those settings will leave the drop shadow there as the creator has made the layer. Using "all opaque" will select the shadow as well, if you want to add your own later.

To fill the selected area with a color, use your pick tool for color and the bucket for fill. To fill the selected area with a patterned background paper, open the paper of choice as another image, then go back to your QuickClick workspace. Now in your choices in Materials Palette for "Patterns" will be that background - it's a great feature of PSP that any open image can be used as a fill. Select that background, change the scale if you like, then use your bucket to fill the selection:

Continue until all the selections on this layer are filled. Here is where I added in another background for the bottom layer, but the timing on this is flexible. I used Marcee Duggar's Designer Blues Backpacks 1, 2, and 3 to fill my rectangles and for the bottom layer.

Then make the first grunge layer visible if you wish. The various Quick Clicks have different "extras" which you can use or not use, as you like. This one has the grunge layers, but some have doodles or word art, etc.

Now make the grey box for the photo visible. Add your photo as a new layer over that box. Lower the opacity of your photo as I've done here, so that the box is viewable through it. You'll be able to judge placement as you resize and move your photo. When you have it as you want it, turn off the photo layer visibility and go back to your grey box layer. Select it as you did the rounded rectangles before, using RGB and zero tolerance. Invert your selection (Selection, Invert on the toolbar). Now turn back on the photo layer visibility, and make sure you are on that layer. Edit, Cut. This crops away any part of the photo outside that grey box. If you haven't already pulled the opacity lever back up to 100 percent, do that now.

Turn back on the visibility of the second grunge layer, if you like:

Now you will add other embellishments if you like. Here I added some Beach Word Art by Tina Chambers and elements from Sun and Sand by Lauren Bavin. The date and place completed my layout. I worked with several of these before writing this tutorial, and it got easier and more fun with each one. I'm pleased because enough of the decisions are made for me that I know I'll have a knockout layout no matter what, but I still get to choose everything I want in the layout!